Program’s General Objective

Streamline business activity in areas that have been affected by natural disasters in order to contribute to the generation of employment sources and the rehabilitation of economic activity in those areas.

* Currently, only the MSME sector in Guatemala is benefited by this program, since historically it is the country with the highest number of losses caused by natural disasters in Central America.

Beneficiary Countries

Guatemala.

Participating Financial Institutions

Intermediary Financial Institutions (IFIs) that comply with the eligibility requirements established by CABEI, pursuant to current norms.

Benefits for Financial Institutions

The IFI will have the necessary tools to attend the specific needs of MSMEs that need to rehabilitate their business activities after being exposed to a natural disaster.

Final Beneficiary of the Resources

People who are clients of participating institutions that are located in areas affected by natural disasters and wish to undertake, rehabilitate, or strengthen their business activity.

Benefits for the Final Beneficiary

The MSME will have the opportunity to restore its economic activity as well as to normalize its productive cycle after experiencing losses caused by a natural disaster.

Currency of CABEI Disbursements (loans)

Loans are granted in US dollars, pursuant to available resources at CABEI.

Interest Rate

The interest rate applicable to the intermediary is established in accordance with current CABEI norms and is reviewed every three months or earlier if necessary.

Resource Source

The Program is funded by the Spanish Agency for International Cooperation and Development (AECID).

  • Program to Support MSMEs Affected by Natural527 KB

    Streamline business activity in areas that have been affected by natural disasters in order to contribute to the generation of employment sources and the rehabilitation of economic activity in those areas.

In order to access financing from CABEI’s special programs, an IFI may request the opening of a Global Credit Line (GCL) with CABEI.

Discover the Benefits of a GCL:

- Be part of Central America’s largest and most renowned intermediary base, which channels resources to different areas of development. - Pursuant to your growth and performance, request future extensions to your GCL amount.
- Use the resources of the approved GCL, in dollars or local currency, pursuant to your financing needs. - Preferentially opt to technical assistance resources for expansion and strengthening.
- Choose different CABEI programs and products, which have been established with the Bank’s own resources and resources from international cooperation organizations. - Benefit from the different products and services developed by CABEI to strengthen the financial sector, which attends different areas of the region.