Project’s General Objective

Support the development of MSMEs in the agricultural sector through access to credits that will enable them to invest in new technologies in order to strengthen their competitiveness.

Beneficiary Countries

Guatemala, El Salvador, Honduras, Nicaragua and Costa Rica.

Participating Financial Institutions

Intermediary Financial Institutions (IFIs) that comply with the eligibility requirements established by CABEI may participate pursuant to current norms.

Benefits for Financial Institutions

The financial intermediary will be able to expand its credit supply and coverage of financial services to rural areas, thereby becoming more competitive.

Final Beneficiary of the Resources

  • Owners of MSMEs with a maximum of 100 employees or entrepreneurs who wish to improve productivity and competitiveness levels.
  • Financial groups and related companies with more than 100 employees may not be financed.

Benefits for the Final Beneficiary

Access to financing with payment methods adjusted to the cycles of the projects attended, so that the producers can face their debts according to their availability of cash, meaning that they can cancel their loans based on the productivity of their crops. In addition, they will have liquidity to boost their production cycle, develop investment projects to expand their operations in the national and international markets and generate productive and value chains, among other benefits.

Currency of CABEI Disbursements (loans)

Loans are granted in US dollars, pursuant to available resources at CABEI.

 Interest Rate

The interest rate applicable to the intermediary is established in accordance with current CABEI norms and is reviewed every three months or earlier if necessary.

Resource Source

The Program is financed with resources from the Central American Bank for Economic Integration (CABEI).

In order to access financing from CABEI’s special programs, an IFI may request the opening of a Global Credit Line (GCL) with CABEI.

Discover the Benefits of a GCL:

- Be part of Central America’s largest and most renowned intermediary base, which channels resources to different areas of development. - Pursuant to your growth and performance, request future extensions to your GCL amount.
- Use the resources of the approved GCL, in dollars or local currency, pursuant to your financing needs. - Preferentially opt to technical assistance resources for expansion and strengthening.
- Choose different CABEI programs and products, which have been established with the Bank’s own resources and resources from international cooperation organizations. - Benefit from the different products and services developed by CABEI to strengthen the financial sector, which attends different areas of the region.