Program’s General Objective

Promote financing of MSMEs that incorporate biodiversity protection and conservation practices in their operations or that reduce the negative impacts of their businesses, products and services on biodiversity.

Beneficiary Countries

Guatemala, El Salvador, Honduras, Nicaragua and Costa Rica.

Participating Financial Institutions

Intermediary Financial Institutions (IFIs) that comply with the eligibility requirements established by CABEI, pursuant to current norms. 

Benefits for Financial Institutions

The IFI will have the opportunity to expand its product offering to the financial sector by attending the specific needs of MSMEs that implement or wish to implement a biodiversity friendly approach in their processes.

Final Beneficiary of the Resources

People who own Micro, Small and Medium Enterprises (MSMEs) and individuals with entrepreneurship who wish to develop or improve their levels of productivity and competitiveness can be benefited by implementing production systems that protect and conserve biodiversity.

Benefits for the Final Beneficiary

MSMEs that implement biodiversity friendly approaches will be more competitive and productive, obtaining economic benefits as a result of the strengthening of their public image by being identified as socially and environmentally responsible companies; they will also benefit from improved positioning, brand differentiation and opportunities to expand to new markets.

Currency of CABEI Disbursements (loans)

Loans will be granted in US dollars, pursuant to available resources at CABEI.

 Interest Rate

The interest rate applicable to the intermediary is established pursuant to CABEI’s current norms and is reviewed every three months or earlier if necessary.

Resource Source

This Program is supported by the Global Environment Facility (GEF), which is administered by UNDP, and is executed and co-financed by the Central American Bank for Economic Integration (CABEI).

  • Program to Support Biodiversity Friendly MSMEs559 KB

    Promote financing of MSMEs that incorporate biodiversity protection and conservation practices in their operations or that reduce the negative impacts of their businesses, products and services on biodiversity.

In order to access financing from CABEI’s special programs, an IFI may request the opening of a Global Credit Line (GCL) with CABEI.

Discover the Benefits of a GCL:

- Be part of Central America’s largest and most renowned intermediary base, which channels resources to different areas of development. - Pursuant to your growth and performance, request future extensions to your GCL amount.
- Use the resources of the approved GCL, in dollars or local currency, pursuant to your financing needs. - Preferentially opt to technical assistance resources for expansion and strengthening.
- Choose different CABEI programs and products, which have been established with the Bank’s own resources and resources from international cooperation organizations. - Benefit from the different products and services developed by CABEI to strengthen the financial sector, which attends different areas of the region.