CABEI - Central American Bank for Economic Integration
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Program’s General Objective

The program aims to help low-income households acquire, build and improve their housing.

Participating Financial Institutions

Intermediary Financial Institutions (IFIs) that comply with the eligibility requirements established by CABEI may participate pursuant to current norms.

Benefits for Financial Institutions

The intermediary financial institution will have the necessary long-term resources to offer a housing financing option aimed at a segment of the population that has been traditionally neglected and expand its credit supply, thus obtaining better returns.

Final Beneficiary of the Resources

People with a monthly family income of up to 8 minimum wages, who wish to acquire, build and improve their housing.

Currency of CABEI Disbursements (loans)

Disbursements may be made in local currency or in dollars, at the intermediary's option, subject to the origin and availability of resources at CABEI.

Interest Rate

The interest rate applied by the intermediary institution should be sufficient to ensure the profitability of its credit operation, as well as the sustainability over time of the supply of resources for social housing.

  Resource Source

  • The Program has two Sub-programs according to the origin of the resources: 1. Social Housing Sub-program with Own Resources (Sub-program 1).
  • This Sub-program channels CABEI’s own resources. 2. Social Housing Sub-program with Resources from the Government of Mexico (Sub-program 2).
  • This Sub-program channels resources from the Central American Social Housing Development Program, which is sponsored by the Government of Mexico.

 

In order to access financing from CABEI’s special programs, an IFI may request the opening of a Global Credit Line (GCL) with CABEI.

Discover the Benefits of a GCL:

  • Be part of Central America’s largest and most renowned intermediary base, which channels resources to different areas of development.
  • Pursuant to your growth and performance, request future extensions to your GCL amount.
  • Use the resources of the approved GCL, in dollars or local currency, pursuant to your financing needs.
  • Preferentially opt to technical assistance resources for expansion and strengthening.
  • Choose different CABEI programs and products, which have been established with the Bank’s own resources and resources from international cooperation organizations.
  • Benefit from the different products and services developed by CABEI to strengthen the financial sector, which attends different areas of the region.